iTravel Plus (Single Trip) (Macau)
Why choose MSIG?

Extra Benefits for Level 3 / Level 2 Alert Under the Macau Travel Alert System
Up to HK$50,000 and HK$25,000 respectively

Loss of or Damage to Mobile Phone
Up to HK$2,000 (mobile phone cover is for Plan A only and is not applicable to Insured Person(s) who is(are) aged below 18 under Family Plan)

Amateur Dangerous Sports and Activities
Cover at no extra cost

Trip Cancellation and Curtailment
Up to HK$50,000 unused travel and accommodation expenses (including overseas local tour packages or admission tickets to any major sporting event, concert or theme park etc.)

Trip Rearrangement
Up to HK$7,500 cover for additional transport and accommodation expenses, if your return trip to Macau is unavoidably re-routed, including up to HK$1,000 per day for accommodation expenses

Terrorism Extension5
Up to HK$3,000,000 per person for accidental death/permanent total disablement, bodily injury, medical expenses and worldwide travel assistance services
Exclusive travel privileges to elevate your travel experience

Privilege 1 - MSIG Easy Lounge
At over 1,600 airports worldwide, if your flight is delayed for 60 minutes or more, you and up to 5 travel companions can access designated airport lounges for free, regardless of the reasons. Enjoy complimentary food and beverages, Wi-Fi services, and charging facilities.

Privilege 2 - Overseas medical teleconsultation
If you unfortunately fall ill while traveling, you can use the DrGo App to schedule a free overseas medical teleconsultation via a third -party platform. In addition to designated local registered doctors at your destination, you can also book a Hong Kong doctor for a second medical opinion, ensuring you receive the necessary medical support.
This service is only available in Japan, Singapore, Thailand, Vietnam, and the Philippines, subject to relevant terms and conditions.
Benefits at a Glance | Maximum Benefits Payable (HK$) | |
---|---|---|
Plan A | Plan B | |
Personal Accident1,2,3
| $1,000,000 | $500,000 |
| $500,000 | $250,000 |
| $1,000,000 | $500,000 |
Double Indemnity for Personal Accident4
| $2,000,000 | $1,000,000 |
Medical Expenses1,3
| $1,000,000 | $500,000 |
24-hour Worldwide Travel Assistance Services8
| $2,000,000 | $2,000,000 |
| $40,000 | $40,000 |
| Covered | Covered |
Terrorism Extension5
| $3,000,000 | $3,000,000 |
Amateur Dangerous Sports and Activities Coverage6
| Up to 250,000 maximum benefits under the Personal Accident and Medical Expenses Sections | Up to 125,000 maximum benefits under the Personal Accident and Medical Expenses Sections |
Trip Cancellation and Curtailment
For Level 3 / Level 2 Alert under the Macau Travel Alert System:
| $50,000 | $25,000 |
Travel DelayPays HK$250 for each 6-hour period of delay and each subsequent period of 12 hours if:
| $2,000 | $1,000 |
Trip Rearrangement
| $7,500 | $5,000 |
Loss of BaggagePays for accidental loss of or damage to personal baggage. The maximum amount we will pay for:
| $20,000 | $15,000 |
Delayed Baggage
| $1,500 | $1,000 |
Personal Money, Documents and Additional Accommodation Expenses
| $10,000 | $5,000 |
Personal Liability
| $2,500,000 | $2,500,000 |
Rental Vehicle Excess Cover
| $5,000 | $5,000 |
Golfers' Hole-in-One7
| $5,000 | $3,000 |
Automatic Extension of Cover
| Up to 14 days | Up to 14 days |
Optional Benefits | Maximum Benefits Payable (HK$) | |
Extra Sports Equipment Benefits (Applicable to Loss of Baggage and Delayed Baggage)
| Extra $5,000 | |
| $1,000 | |
Upgraded Rental Vehicle Excess (Applicable to Rental Vehicle Excess Cover)
| Extra $5,000 | |
Pet Accommodation ProtectionCovers additional accommodation expenses for one pet charged by a licensed kennel / cattery or pet hotel for the insured trip if you are unable to collect your dog / cat on the day agreed due to the following reasons:
| $1,000 |
Important notes:
- The maximum indemnity under Personal Accident and Medical Expenses Sections for an insured person who is over 70 years of age will be limited to only 25% of the sum insured.
- The maximum indemnity under the Personal Accident Section for an insured person who is under 18 years of age will be limited to HK$250,000.
- For Family Plan, the maximum indemnity under the Personal Accident Section will be limited to HK$1,500,000 and the maximum indemnity under the Medical Expenses Section will be limited to HK$3,000,000 for all of the insured persons who are under 18 years of age.
- The Double Indemnity benefit under the Personal Accident Section will not be available to those insured persons who are under 18 or over 70 years of age at the time of an accident.
- Any acts of terrorism involving the use of biological or chemical agents, or nuclear devices are excluded.
- The Amateur Dangerous Sports and Activities Extension under the Personal Accident Section and Medical Expenses Section will not be available to those insured persons who are over 70 years of age at the time of an accident.
- The Golfers' Hole-in-One benefit will not be available to those insured persons who are under 18 years of age.
- 24-hour Worldwide Travel Assistance Services are available outside the Country of Residence. Country of Residence will be regarded as Macau.
- "Loss of one limb" is defined in the policy as loss by physical severance at or above the wrist or ankle or the total loss of use of an entire hand, arm, foot or leg.
- This benefit is not applicable to insured person(s) is(are) below 18 years of age and insured under a Family Plan.
In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.
Days | Premium (HK$) | |||
---|---|---|---|---|
Individual Plan | Family Plan3,4 | |||
Plan A | Plan B | Plan A | Plan B | |
2 | 244 | 186 | 610 | 464 |
3 | 311 | 229 | 778 | 572 |
4 | 363 | 259 | 907 | 648 |
5 | 393 | 289 | 983 | 724 |
6 | 426 | 322 | 1,064 | 805 |
7 | 456 | 342 | 1,139 | 856 |
8 | 486 | 363 | 1,215 | 907 |
9 | 518 | 382 | 1,296 | 956 |
10 | 549 | 393 | 1,372 | 983 |
11 | 579 | 404 | 1,447 | 1,010 |
12 | 600 | 415 | 1,501 | 1,037 |
13 | 622 | 426 | 1,555 | 1,064 |
14 | 643 | 435 | 1,607 | 1,088 |
15 | 662 | 441 | 1,655 | 1,102 |
16 | 683 | 456 | 1,706 | 1,139 |
17 | 704 | 467 | 1,760 | 1,166 |
18 | 726 | 475 | 1,814 | 1,188 |
19 | 746 | 486 | 1,866 | 1,215 |
20 | 767 | 497 | 1,917 | 1,242 |
21 | 786 | 508 | 1,966 | 1,269 |
22 | 808 | 518 | 2,020 | 1,296 |
23 | 829 | 529 | 2,074 | 1,323 |
24 | 850 | 539 | 2,125 | 1,347 |
25 | 870 | 550 | 2,176 | 1,374 |
26 | 897 | 559 | 2,244 | 1,399 |
27 | 923 | 570 | 2,309 | 1,426 |
28 | 951 | 579 | 2,379 | 1,447 |
29 | 977 | 590 | 2,444 | 1,474 |
30 | 1,004 | 600 | 2,511 | 1,501 |
31 up to 182 | HK$24 for each additional day | HK$19 for each additional day | HK$59 for each additional day | HK$49 for each additional day |
Optional Benefits5 (Applicable to single trip 2 - 10 days and only applicable if it is shown as being operative in the schedule) | Premium (HK$) | |||
---|---|---|---|---|
Individual Plan | Family Plan3 | |||
Extra Sports Equipment Benefits (Applicable to Loss of Baggage and Delayed Baggage) | 30 | 75 | ||
Upgraded Rental Vehicle Excess (Applicable to Rental Vehicle Excess Cover) | 60 (120 for 2 or more insured persons) | 120 | ||
Pet Accommodation Protection | 30 (for one pet per insured person) | 30 (for one pet per family) |
Important notes:
- Maximum days per trip is 182 days, each trip should be commenced in Macau.
- There is no minimum age limit for this plan. Maximum age limit is 85.
- Family Plan cover is only applicable to a legally married couple and any number of your child(ren) under 18 years of age. Child(ren) under 12 years of age must be accompanied by a parent or a guardian in the insured trip.
- For Family Plan, the maximum indemnity under Personal Accident Section will be limited to HK$1,500,000 and the maximum indemnity under Medical Expenses Section will be limited to HK$3,000,000 for all of the insured persons who are under 18 years of age.
- Optional Benefit is applicable to single trip 2 - 10 days.
- No refund of the premium will be allowed once the policy document has been issued.
- iTravel Plus (Single Trip) is only available for online purchase.
This product leaflet is for reference only. Please refer to the policy wording for details of the coverage, terms, conditions and exclusions.
- Any liability arising from a contractual agreement without the prior consent of Us is not covered
- Any liability arising from the loss of or damage to property which belongs to or in custody or control of You or your family members is not covered
- Professional or organised dangerous sports or activities
- Trekking or hiking at an altitude of over 5,000 meters above sea-level, scuba diving to a depth greater than 30 meters below sea-level
- Manual work undertaken during business trips
- Suicide, intentional self-inflicted injury, insanity
- Mental or nervous disorders, sleep disorder, psychiatric disorder
- Alcoholic and drug addiction or solvent abuse
- HIV (Human Immunodeficiency Virus) and AIDS (Acquired Immune Deficiency Syndrome)
- Flying activities other than as a fare-paying passenger on a regular or schedule airline or licensed chartered aircraft
- Air flight crew
- Unlawful acts
- War and terrorism (Except for Terrorism Extended Cover)
- Nuclear weapons and radiations
- Loss of or damage to any pager, mobile phone (except for the benefit specifically provided under the above Loss of Baggage Section), tablet computer, portable telecommunication equipment, aerial device (i.e. aerial photography equipment) or any of its accessories including sim card or digital storage card and the like
Excess for each and every claim (HK$) | |
---|---|
Loss of Baggage | First $200 of each and every claim |
Personal Money, Documents and Additional Accommodation Expenses |

Frequently asked questions
Please note that there are three possible scenarios:
- If you choose to cancel your trip, without any signs or symptoms of illness, this would not be covered by your travel insurance.
- If you are diagnosed with, or display signs or symptoms of, serious sickness before you purchase our travel insurance, this would not be covered.
- However, if you are diagnosed with a serious sickness and are certified by a registered Medical Practitioner as unable to travel overseas after purchasing your travel insurance, you may make a claim under the Trip Cancellation section of your policy. Our claims team will assess your claim based on the terms and conditions of your policy.
This scenario is not normally covered by your travel insurance, however we have made special arrangements for this due to the exceptional COVID-19 situation. If your trip is cancelled because you are unable to travel or because your destination country has banned flights or immigration from Macau travellers or the travel agent cancels the tour, as a result of COVID-19 outbreak; you can apply for a premium refund of your single trip travel insurance. We also suggest that you check with your travel agent, airline company or hotel in case they can provide you with options for re-scheduling or refunds of your other travel expenses.
Click here to apply for your premium refund.
This scenario is not covered by your travel insurance.