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HZMB Hong Kong Cross Border Motor Vehicle Insurance
Why choose MSIG?
Compulsory Traffic Accident Liability Insurance for Motor Vehicles
Provides third party liability protection of up to RMB200,000. Protects you financially against causing death, bodily injury, property damage to a third party, as well as liability for associated medical expenses
Additional Third Party Liability Coverage
You can opt for additional third party liability coverage of up to RMB5,000,000 beyond Compulsory Traffic Accident Liability Insurance, providing extra peace of mind for the journey ahead
Driver & Passenger Liability Insurance
You can opt to add Driver & Passenger Liability Insurance for driver and passengers, providing extra protection for each passenger
| Type of cover | Liability limit / per accident (RMB) | Type of cover | Liability limit / per accident (RMB) |
|---|---|---|---|
Death or injury | 180,000 | Death or injury(without liability) | 18,000 |
Medical expenses | 18,000 | Medical expenses(without liability) | 1,800 |
Property damage | 2,000 | Property damage(without liability) | 100 |
| Type of cover | Liability limit / per accident (RMB) |
|---|---|
Third Party Liability Insurance | 1,000,000 1,500,000 2,000,000 3,000,000 5,000,000 |
Driver & Passenger Liability Insurance | 10,000 (per seat) 30,000 (per seat) 50,000 (per seat) 100,000 (per seat) |
| Type of vehicle | Seating Capacity | Premium (RMB) |
|---|---|---|
Family use | Under 6 seats | 760 |
6 seats or above | 880 |
| Type of vehicle | Seating capacity | Liability limit (RMB) | Premium (RMB) |
|---|---|---|---|
Family use | Under 6 seats | 1,000,000 1,500,000 2,000,000 3,000,000 5,000,000 | 755 843 922 1,075 1,370 |
6 seats or above | 1,000,000 1,500,000 2,000,000 3,000,000 5,000,000 | 894 998 1,091 1,271 1,621 |
| Liability limit (RMB) | Premium (RMB) |
|---|---|
10,000 30,000 50,000 100,000 | 30 per seat 90 per seat 150 per seat 300 per seat |
