Protecting your beloved pets against the unforeseen

As humans, our close relationship with animals stretches back for many years. And in Hong Kong, it’s very easy to see that pets are very popular. Just walk down any street and you are likely to spot dogs of all shapes and sizes being either walked, carried or even pushed in a stroller by their devoted owners. From the chihuahua to the corgi, or the shih tzu to the schnauzer – and every breed in between – we really do love our dogs in Hong Kong.

But it isn’t just our four-legged canine friends that keep us company. Cats are also extremely popular, and rule the roost in many Hong Kong households as they luxuriate in the sunshine or leap around trying to catch mice, flies or even just their own shadow.

And this popularity is booming. To put pet ownership growth into perspective, consider the following. Statista recorded that Hong Kong’s pet food sales increased by almost 6 per cent from 2018 to 2021. ¹It has also been estimated that there are more than 400,000 pets in Hong Kong, ²making us one of the most pet-loving populations anywhere.

However, much like with humans, pets can have health issues. In fact, depending on the species of animal, these can occur with surprising frequency. What’s more, veterinarian bills can be expensive, particularly if you have an exotic pet that is difficult to treat or if your little creature has something serious, like leukaemia or a tumour.

Furthermore, there is always the risk of accidents, such as being hit by a vehicle or getting hurt in some other way. Therefore, it is crucial that you take out comprehensive insurance to help ease the financial burden.

Luckily, MSIG now offers Happy Tails® Pet Insurance, which is specifically designed to give you peace of mind about the wellbeing of your four-footed, feathered, or finned friend.

The plan offers a range of coverage including:

• Major medical expenses, such as when your pet needs surgery, including blood transfusions or chemotherapy
• Medical and surgical expenses, so you will be covered up to 80% of any expenses arising from illnesses or accident
• Coverage for specified hereditary or congenital conditions, including dysplasia, luxating patella, glaucoma, cherry eye, intervertebral disk disease (IVDD) and hip dysplasia
• Chemotherapy benefit, covering the cost of treatment in a licensed veterinary hospital or clinic
• Room and board expenses, including the cost of boarding at a licensed veterinary hospital or clinic after surgery

In Hong Kong, it is fair to say that we are obsessed with pets – and that’s not going to change any time soon. Our pets are precious and give us unconditional love. It’s time we offer the same for them.

To find out more about Happy Tails® Pet Insurance, please contact us directly on or find out more about our insurance plans:

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¹ https://www.retailnews.asia/the-rising-pet-industry-in-hong-kong/

² https://www.petfoodindustry.com/articles/8770-hong-kong-pet-market-pet-population-shrink-further#:~:text=After%20conducting%20a%20household%20survey,projection%20was%20545%2C600%20for%202019