iTravel Plus (Single Trip)

Personal Accident^1,2,3

Accidental death/permanent total disablement/loss of two limbs or sight in both eyes/permanent total loss of speech and hearing (An advance payment of HK$50,000 cash relief will be paid to your legal representative in the event of your accidental death)

$1,000,000

$500,000

Loss of one limb⁹ or sight in one eye/permanent total loss of speech or hearing.

$500,000

$250,000

Covers 3^rd degree burns of the minimum percentage of the surface area of your body as specified in the policy

$1,000,000

$500,000

Medical Expenses^1,3

Pays for necessary medical treatment expenses and reasonable additional transport expenses if it is necessary and unavoidable for you to stay beyond your intended return date due to sickness or bodily injury abroad.

Pays for follow-up medical expenses within 90 days after arrival in Hong Kong up to HK$50,000 including Chinese medical practitioners' fees up to HK$150 per visit per day and up to HK$1,500 in total.

$1,000,000

$500,000

Terrorism Extension¹⁰

Extends to provide you with Worldwide Travel Assistance Services as well as cover in respect of death or bodily injury (including necessary medical expenses incurred) which may be sustained through acts of terrorism under the Personal Accident & Medical Expenses Sections

$3,000,000

$3,000,000

Amateur Dangerous Sports and Activities Coverage⁶

• Pay you in the event of accidental death or bodily injury while you are taking part in hot-air ballooning, scuba diving, skiing, snowboarding, tobogganing, sledding, water skiing, wakesurfing, wakeboarding, rafting, sailing, windsurfing, bungee jumping, horse riding, trekking or hiking, parasailing, banana boat trip, canoeing, kayaking, sea kayaking, underwater strolling, sand boarding, safari adventures, or zipline adventure activities

Up to $250,000 maximium
benefits under the Personal
Accident and Medical Expenses Sections

Up to $125,000 maximium
benefits under the Personal
Accident and Medical Expenses Sections

24-hour Worldwide Travel Assistance Services⁸

• 24-hour worldwide emergency medical evacuation and repatriation after treatment

$2,000,000

$2,000,000

• Deposit guarantee for hospital admission

$40,000

$40,000

• Unexpected return to Hong Kong, compassionate visit, children escort arrangements, etc

Covered

Covered

Trip Cancellation and Curtailment

Reimburses expenses of unused travel and accommodation (including overseas local tour package or admission tickets to any major sporting event, concert or theme park etc.) if your trip is cancelled or curtailed due to serious bodily injury, serious sickness or death of you, your immediate family members, fiancé(e) or close business partner; residential fire or flooding; jury services, witness summons or compulsory quarantine of you; or if you decide to cancel your trip due to adverse weather conditions, natural disaster directly resulting in suspension of public transport, closure of the airport, strike, industrial action, riot or mechanical and/or electrical breakdown of the public transport which results in delay in departure from Hong Kong for not less than 24 hours.

For Black Alert and Red Alert under the Outbound Travel Alert System: -

• If the Black Alert is hoisted, pays up to 100% of the relevant loss and up to 100% of section limit, or if the Red Alert is hoisted, pays up to 50% of the relevant loss and up to 50% the section limit.
• Pays up to HK$300 administration charge billed by the travel agent if your trip is cancelled or curtailed.
• Reimburses additional transport expenses if you are forced to leave the city you are staying for another city in order to return to Hong Kong.
• Pays HK$1,000 cash allowance if you must stay overnight in another city waiting for necessary transport to return to Hong Kong.

$50,000

$25,000

Travel Delay

Pays HK$250 for each 6-hour period of delay and each subsequent period of 12 hours if:

• The arrival/departure of public transport is delayed as a result of strike or industrial action, riot, hijack, adverse weather conditions, natural disaster directly resulting in suspension of public transport, closure of the airport, mechanical and/or electrical breakdown of public transport or
• Your trip is delayed due to serious bodily injury, serious sickness or death of you or your immediate family members, fiance(e) or close business partner travelling with you abroad
• If the original departure and arrival ports/airports of the Public Transport conveyance that you have arranged are in/from mainland China, the maximum cover is HK$500

Trip Rearrangement

• Reimburses unused travel and accommodation (including overseas local tour package or admission tickets to any major sporting event, musical, concert, museum or theme park) you have paid for or payments for which you are legally obliged to pay, or reimburses additional transport and/or accommodation expenses incurred, and which are not recoverable from any other source in reaching your planned destination, or for your return trip to Hong Kong if your trip is unavoidably re-routed due to strike or industrial action, riot, hijack, adverse weather conditions or natural disaster directly resulting in suspension of public transport or closure of the airport
• Pays for accommodation expenses up to HK$1,000 per day

$7,500

$5,000

Loss of Baggage

• Pays for accidental loss of or damage to personal baggage. The maximum amount we will pay for:
  • any single article, pair or set of articles is HK$2,000.
  • all of your sports equipment is HK$5,000 in total.
  • all of your valuables is HK$5,000 in total.
  • all of your cameras, camcorders and audio/video equipment is HK$5,000 in total.
  • any mobile phone is HK$2,000 (mobile phone cover is for Plan A only and is not applicable to Insured Person(s) who is(are) aged below 18 under Family Plan).

$20,000

$15,000

Delayed Baggage

• Pays for the cost of emergency purchase of essential clothing or toiletries if your baggage is delayed for more than 12 hours on the outward journey

$1,500

$1,000

Personal Money, Documents and Additional Accommodation Expenses

• Covers the loss of cash or travellers’ cheques directly arising from theft, robbery or burglary during the period of insurance, subject to a maximum amount of HK$3,000 for Plan A, HK$2,000 for Plan B and HK$300 for Plan C⁵
• Reimburses the replacement cost of Hong Kong identity card, credit cards, driving licence, travel tickets, hotel vouchers or passport
• Pays for additional travel and accommodation expenses which are necessary to obtain a replacement passport if your passport is lost or stolen while you are abroad
• Excess HK$200

$10,000

$5,000

Personal Liability

• Pays for any amount for which you become legally liable to pay as compensation for an accident occurring which causes bodily injury to any other person or damage to property

$2,500,000

$2,500,000

Rental Vehicle Excess

• Pays an excess for which you become liable to pay under the agreement with a licensed rental company for loss of or damage to the vehicle that you rent

$5,000

$5,000

Golfers' Hole-in-One⁷

• Pays for the cost of hospitality if you achieve a “Hole-in-One” in any recognised golf-course

Automatic Extension of Cover (Applicable to Travel Delay and Trip Rearrangement) 

• Cover is automatically extended free of charge in the event of delays due to unforeseen events covered under the Travel Delay and Trip Rearrangement Sections

Up to 14 days

Up to 14 days

Optional Benefits (Applicable to Plan A and Plan B) 

(for 2-10 days single trip travel plan and only applicable if it is shown as being operative in the schedule)

Maximum Benefits Payable Per Year (HK$)

Extra Sports Equipment Benefits (Applicable to Loss of Baggage and Delayed Baggage)

1. Pays for accidental loss of or damage to personal baggage sub-limit for all sports equipment.

2. Covers the actual expense for rental of sports equipment due to check-in baggage delayed more than 12 hours.

Upgraded Rental Vehicle Excess (Applicable to Rental Vehicle Excess)

• Pays an excess which you become liable to pay under the agreement with licensed rental company for loss of or damage to the vehicle that you rent.

Pet Accommodation Protection

Covers additional accommodation expenses for one pet charged by a licensed kennel/cattery or pet hotel for the insured trip if you are unable to collect your dog/cat on the day agreed due to the following reasons:

1. The arrival of your return flight is delayed by at least 6 hours; or
2. You are hospitalized or quarantined outside Hong Kong and as a result you cannot arrive in Hong Kong on the original return date

First $200 of each and every claim

Personal Money, Documents and Additional Accommodation Expenses