Sportsman 1.0

Sportsman 1.0

Giving you the confidence to stay on top of your game

Key Features

  • Worldwide comprehensive protection
  • Personal Liability Cover of up to HK$5,000,000 for any legal liability to a third party for bodily injury or property damage whilst participating in the specified sports
  • Personal Accident Cover of up to HK$500,000 whilst participating in the specified sports

Plan Highlights

  • Covers accidental loss of or damage to sports equipment (including sports clothing) up to HK$20,000
  • Covers loss of or damage to personal effects (excluding watches, jewellery, cameras, and money, etc.) whilst at any golf club up to HK$5,000
  • Benefit for celebration of hole-in-one accomplishment up to HK$2,000

Plan details

Benefits

Benefits at a Glance  Maximum Benefits Payable Per Year (HK$) 

Personal Liability

Protects against any legal liability for third party bodily injury and/or property damage whilst playing or practising insured sports.

 $5,000,000

Personal Accident (For insured person aged 16 - 65)

Covers accidental death or loss of limb(s) or loss of eye(s), or total disablement whilst playing or practising insured sports.

 $500,000

Sports Equipment*

Covers the accidental loss of or damage to your sports equipment (including sports clothing).

 $20,000

Special Benefits for Golf Sports:

Personal Effects*

Covers the accidental loss of or damage to your personal effects whilst in any recognised golf club.

$5,000 ($1,000 per item)

Hole-In-One

Pays for the celebration on the accomplishment of a Hole-in-One.

 $2,000
Important Notes:

*The first HK$250 of each and every claim is excluded

In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.

Premium

Annual Premium (HK$)
$600

Exclusions

  • Loss or damage arising from wear and tear, mildew or other depreciation
  • Loss or damage arising from theft whilst property insured is contained in an insecurely locked automobile
  • Loss or damage of boats, balls, shuttles, strings, lines and whilst actually being used in the specified sport, bats, racquets and hockey sticks 
  • Loss of or damage to watches, jewellery, money, radios, binoculars or cameras and accessories under the Sports Equipment and Personal Effects section

Excess

  Excess for each and every claim (HK$)
Sports Equipment

First HK$250 of each and every claim for golfing equipment

Personal Effects

First HK$250 of each and every claim for personal effects