iCare Critical Illness (for Children) - Online

iCare Critical Illness (for Children) - Online

A comprehensive critical illness plan tailored for children

Key Features

  • For children aged 15 days to 17 years old
  • Covers 10 juvenile critical illnesses such as severe asthma, autism and severe epilepsy
  • Covers 26 critical iIllnesses such as cancer, heart attack and stroke

Plan Highlights

Protection for 10 juvenile critical iIllnesses : 

  1. Severe asthma 
  2. Autism 
  3. Severe haemophilia A and B 
  4. Insulin dependent diabetes mellitus (Type I diabetes mellitus) 
  5. Kawasaki disease with heart complication 
  6. Intellectual impairment due to sickness and/or accidental bodily injury 
  7. Osteogenesis imperfecta 
  8. Still's disease 
  9. Rheumatic fever with valvular impairment
  10. Severe epilepsy 

Protection for 26 major critical illnesses : 

  1. Cancer 
  2. Stroke 
  3. Heart attack 
  4. Coronary artery bypass surgery 
  5. Kidney failure 
  6. Parkinson's disease 
  7. Multiple sclerosis 
  8. Motor neurone disease 
  9. Paralysis/paraplegia 
  10. Loss of hearing 
  11. HIV resulting from blood transfusion 
  12. Aorta surgery 
  13. Heart valve surgery 
  14. Major organ transplant(s) 
  15. Blindness 
  16. Coma 
  17. Loss of speech 
  18. Major burns 
  19. Benign brain tumour 
  20. Terminal illness 
  21. Complete liver failure 
  22. Loss of limbs 
  23. Muscular dystrophy 
  24. Encephalitis 
  25. Accidental head injury resulting in major head trauma 
  26. Pulmonary hypertension

 

Plan details

Benefits

Benefits at a Glance Maximum Benefits Payable (HK$)
Type of Plan Plan A Plan B
Lump Sum Benefit $200,000 $100,000
Important Notes:
  • Any pre-existing conditions shall be excluded from the policy
  • 75-day Waiting Period from the effective date of the insurance shall be applicable during which claims arising from any cause other than accident are not covered
  • iCare Critical Illness (for Children) is only available for online purchase
  • A lump sum benefit will be provided in the event of diagnosis

In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.

Premium

  Annual Premium (HK$)
Type of Plan Plan A Plan B
  $1,188 $598
  • iCare Critical Illness (for Children) is only available for online purchase. 

In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.

Major Exclusions

  1. Pre-existing conditions
  2. Congenital anomalies
  3. Illness occurring within waiting period of 75 days except due to accident
  4. Taking part in any flying activity other than as a fare-paying passenger in a commercially licensed aircraft
  5. Alcohol, solvent or drug abuse
  6. Unreasonable failure to seek or follow medical advice
  7. Participation in hazardous sports or pastimes
  8. Infection with Human Immuno-deficiency Virus (HIV) or conditions due to any Acquired Immune Deficiency Syndrome (AIDS) except as provided for in the "HIV Resulting from Blood Transfusion" benefit when such benefit is included in the Policy
  9. Living outside the Usual Country of Residence for more than three consecutive months in any 12 months
  10. Mental illness, psychiatric disorders, self-inflicted injury or suicide, sexually transmitted diseases
  • iCare Critical Illness (for Children) is only available for online purchase. 
  • The above is a summary of Major Exclusions only. For details, please refer to policy provisions.