HospitalCare

HospitalCare

Get extra cash to tide you through unexpected hospitalisation situations

Key Features

  • Daily Cash Benefit of up to 750 days per disability (up to 30 days for Mainland China)
  • Double Benefit of up to 100 days for intensive care unit, major organ transplant or major burns
  • Accidental Death Benefit of HK$200,000

Plan Highlights

  • 24-hour Worldwide Coverage
  • 10% Family Discount

Plan details

Benefits

Benefits at a Glance

Maximum Benefits Payable Per Year (HK$)

Type of Plan

Plan 1

Plan 2

Plan 3

Plan 4

1. Coverage for Adults

Daily Cash Benefit* $300 $600 $900 $1,500
Double Daily Benefit* $600 $1,200 $1,800 $3,000
Accidental Death $200,000 $200,000 $200,000 $200,000

2. Coverage for Children

Daily Cash Benefit $150 $300 $450 $750
Double Benefit $300 $600 $900 $1,500
Accidental Death $200,000 $200,000 $200,000 $200,000

*The daily cash for children is half of the above limit.

The above product information is for reference only.

In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.

Premium

  Annual Premium (HK$)
Type of Plan Plan 1 Plan 2 Plan 3 Plan 4
Ages 0 - 17 $231 $385 $550 $936
Ages 18 - 40 $462 $771 $1,101 $1,872
Ages 41 - 50 $771 $1,321 $1,872 $3,193
Ages 51 - 60 $1,211 $2,202 $3,083 $5,284
Ages 61 - 64 $1,761 $3,193 $4,514 $7,706

*10% Family Discount is applicable if enrolled together with spouse and/or children.

Major Exclusions

  • Pre-existing conditions
  • Illness occurred within 30 days of policy effective date
  • Routine check-ups/vaccinations
  • Cosmetic surgery
  • Dental treatment
  • Convalescent care
  • Pregnancy, childbirth or miscarriage
  • Congenital and hereditary conditions
  • Mental or psychiatric disorders
  • Participation in hazardous sports and pastime