CriticalCare 1.0

CriticalCare 1.0

Financial relief to maintain your standard of living throughout the period of illness and recovery

Key Features

  • Enjoy comprehensive coverage against a wide range of illnesses
  • A lump sum benefit will be provided in the event of diagnosis of illnesses covered under the policy

Plan Highlights

The Standard Plan covers the following critical illnesses:

  • Cancer
  • Stroke
  • Heart attack
  • Coronary artery bypass surgery
  • Kidney failure
  • Parkinson's disease
  • Multiple sclerosis
  • Motor neurone disease 

The Comprehensive Plan covers the critical illnesses stated above in the Standard Plan plus:

  • Paralysis/paraplegia
  • Terminal illness
  • Loss of hearing
  • Loss of independent existence
  • Complete liver failure
  • Loss of limbs
  • Muscular dystrophy
  • HIV resulting from a blood transfusion
  • Aorta surgery
  • Heart valve surgery
  • Major organ transplant
  • Blindness
  • Alzheimer's disease
  • Coma
  • Loss of speech
  • Major burns
  • Encephalitis
  • Pulmonary hypertension
  • Benign brain tumor
  • Accidental head Injury resulting from a major head trauma

Plan details

Benefits

  Coverage (HK$)
Type of Plan Standard Plan I Standard Plan II Standard Plan III Comprehensive Plan I Comprehensive Plan II Comprehensive Plan III

Coverage

$100,000

$150,000

$250,000

$100,000

$150,000

$250,000

In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.

Premium

Benefits at a Glance Annual Premium (HK$)

Type of Plan

Standard Plan - I

Standard Plan - II

Standard Plan - III

Comprehensive Plan - I

Comprehensive Plan - II

Comprehensive Plan - III

1. Male Non-smoker

Payable premium by age bracket

Ages 18-24 $108 $156 $264 $180 $264 $432
Ages 25-29 $132 $204 $336 $240 $348 $576
Ages 30-34 $216 $312 $528 $360 $540 $900
Ages 35-39 $408 $624 $1,032 $708 $1,056 $1,764
Ages 40-44 $612 $924 $1,548 $1,056 $1,596 $2,652
Ages 45-49 $852 $1,296 $2,136 $1,464 $2,196 $3,660
Ages 50-54 $1,752 $2,652 $4,416 $3,024 $4,548 $7,572
Ages 55-59 $3,372 $5,124 $8,532 $5,856 $8,784 $14,628
Ages 60-64 $5,208 $7,896 $13,152 $9,024 $13,152 $22,548

2. Male Smoker

Payable premium by age bracket

Ages 18-24 $144 $228 $372 $252 $384 $636
Ages 25-29 $192 $300 $492 $336 $540 $840
Ages 30-34 $312 $468 $768 $528 $792 $1,320
Ages 35-39 $660 $996 $1,644 $1,128 $1,704 $2,832
Ages 40-44 $1,056 $1,584 $2,652 $1,812 $2,724 $4,536
Ages 45-49 $1,476 $2,244 $3,732 $2,556 $3,840 $6,408
Ages 50-54 $3,024 $4,584 $7,632 $5,232 $7,848 $13,080
Ages 55-59 $5,664 $8,604 $14,340 $9,840 $14,748 $24,576
Ages 60-64 $8,364 $12,696 $21,156 $14,508 $21,756 $36,252

3. Female Non-smoker

Payable premium by age bracket

Ages 18-24 $144 $216 $360 $240 $366 $612
Ages 25-29 $192 $288 $480 $324 $492 $828
Ages 30-34 $312 $456 $756 $528 $780 $1,308
Ages 35-39 $408 $612 $1,020 $708 $1,044 $1,764
Ages 40-44 $528 $792 $1,308 $900 $1,344 $2,256
Ages 45-49 $720 $1,092 $1,824 $1,248 $1,872 $3,120
Ages 50-54 $1,488 $2,256 $3,756 $2,580 $3,864 $6,432
Ages 55-59 $2,868 $4,356 $7,260 $4,980 $7,464 $12,432
Ages 60-64 $4,428 $6,720 $11,184 $7,668 $11,496 $19,164

4. Female Smoker

Payable premium by age bracket

Ages 18-24 $216 $312 $516 $360 $516 $876
Ages 25-29 $288 $420 $696 $492 $720 $1,200
Ages 30-34 $456 $684 $1,140 $780 $1,152 $1,932
Ages 35-39 $660 $984 $1,656 $1,140 $1,680 $2,820
Ages 40-44 $912 $1,356 $2,256 $1,560 $2,316 $3,876
Ages 45-49 $1,284 $1,908 $3,180 $2,184 $3,364 $5,448
Ages 50-54 $2,604 $3,900 $6,492 $4,452 $6,672 $11,124
Ages 55-59 $4,872 $7,320 $12,444 $8,364 $12,540 $20,904
Ages 60-64 $7,188 $10,788 $17,988 $12,324 $18,492 $30,828

Your premium will vary upon entering the next age group
* For renewal only

Exclusions

  • Pre-existing conditions
  • Pregnancy, childbirth, miscarriage, abortion
  • Congenital (inborn) anomalies
  • Illness occurred within waiting period of 60 days except due to accident
  • Flying activity
  • Alcohol or drug abuse
  • Unreasonable failure to seek or follow medical advice
  • Dangerous sports or pastimes
  • HIV/AIDS
  • Living outside usual country of residence for more than 3 consecutive months within 12 months
  • Mental/psychiatric illness, self-inflicted injury/suicide, sexually transmitted diseases
  • Unlawful/illegal act
  • War, invasion, rebellion

In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.

The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.