ATTENTION:
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For Travel insurance coverage regarding traveling to the Philippines under Black Outbound Travel Alert, please click here for more details.
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Major upgrade:
· Trip Cancellation and Curtailment cover up to HK$50,000
· Travel Delay pays HK$250 for every 6 hours of delay, up to HK3,500
Extended cover:
· Terrorism extension cover up to HK$3,000,000 under Personal Accident and Medical Expenses Section
Extra benefits provided due to the launch of Black Alert under Outbound Travel Alert System by HK government:
· up to HK$300 administration charge billed by the travel agent if your trip is cancelled or curtailed
· additional transport expenses if you need to leave the city you are staying to another city for returning to Hong Kong
· HK$1,000 cash allowance if you need to stay overnight in another city waiting for the necessary public transport to return to Hong Kong
Other benefits:
· No Excess is required for all benefits
· Extensive Personal Accident4,5,6 cover up to HK$1,000,000
- Advance payment of HK$50,000 cash relief for Accidental Death
- Major Burns Benefit up to HK$1,000,000
· Double Indemnity7 for Personal Accident up to HK$2,000,000
· Medical Expenses benefit cover emergency dental treatment, medical and surgical expenses up to HK$1,000,0004,6
· Follow up medical expenses after returning to Hong Kong of up to HK$50,000 for a maximum period of 3 months, including registered bonesetters, herbalist and acupuncture fees up to HK$1,500 in total
· Full Amateur Dangerous Sports8 cover at no extra cost. Amateur Sports including hot-air ballooning, scuba diving, winter sports, water skiing, rafting, sailing, windsurfing, bungee jumping or horse riding
· Loss of Baggage cover up to HK$20,000
· Personal Money and Documents cover up to HK$10,000
· Comprehensive 24-hour Worldwide Emergency Assistance Services
· Family Plan2,6 covering unlimited number of children
· Automatic Extension of Cover
* i-Travel (Single Trip) is only available for online purchase.
* This product is not available in Macau.
Important Notes:
1. All Insured Persons must be between 6 weeks and 75 year of age.
2. Family Plan is only applicable to a legally married couple and any number of your child(ren) aged between 6 weeks to 17 years of age.
3. Child(ren) under 12 years of age must be accompanied by a parent or a guardian in the insured trip.
4. The maximum indemnity under Personal Accident and Medical Expenses Sections for an Insured Person who is over 70 years of age will be limited to only 25% of the Sum Insured.
5. The maximum indemnity under Personal Accident Section for the Insured Person who is under 18 years of age will be limited to $250,000.
6. For Family Plan, the maximum indemnity under Personal Accident Section will be limited to $1,500,000 and the maximum indemnity under Medical Expenses Section will be limited $3,000,000 for all of the Insured Persons who are under 18 years of age.
7. The Double Indemnity benefit under Personal Accident Section will not be available to those Insured Persons who are under 18 or over 70 years of age at the time of an accident.
8. Amateur Dangerous Sports includes hot-air ballooning, scuba diving, winter sports, water skiing, rafting, sailing, windsurfing, bungee jumping and horse riding. The Amateur Dangerous Sports Extension under Personal Accident Section and Medical Expenses Section will not be available to those Insured Persons who are under 6 weeks or over 70 years of age.
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